HERBIE: FULLY LOADED begins as Maggie Peyton (Lindsay Lohan) graduates from college and plans to leave for a new a job at ESPN. This future pleases her NASCAR star father, Ray (Michael Keaton), but she really wants to race. But Dad refuses to let her drive because years ago she totaled a street racing car. Maggie's graduation present changes all this: Herbie, a 1963 Beetle she and Dad find in a junkyard, has "personality" and what seems a singular will to race. With Maggie at the wheel but not exactly steering, Herbie wangles his way into a street race with egotistical NASCAR superstar Trip (Matt Dillon), which she wins. Trip sets up a rematch, for which Maggie and her mechanic Kevin (Justin Long) rebuild Herbie. Their prep means she has to lie to Ray. Trip's eventual efforts to undermine Herbie lead to the very depressed and abandoned Bug's engagement in a demolition derby where he's smashed up by a monster truck before Maggie shows up to inspire him.